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The 40-40-20 Budget Rule, also known as the Advertising Secret, advocates dividing ad budgets into 40% for testing, 40% for scaling successful campaigns, and 20% for new initiatives. Contrastingly, the 50/30/20 Rule for personal finance recommends 50% for needs, 30% for wants, and 20% for savings/debt repayment. Dave Ramsey's 7 Baby Steps, another popular financial strategy, emphasize budgeting, debt elimination, and investing.

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